By Stan Hinden
"Want first-class insights on retirement making plans from a qualified who’s truly skilled retirement himself? You’ll get simply that from Stan Hinden’s booklet, how one can Retire satisfied, now in its 3rd version. Stan used to be a Washington put up monetary reporter for twenty years, and after he retired, he wrote the Post’s 'Retirement magazine' column for which he was once nominated for a Pulitzer Prize. What i love approximately Stan’s booklet is that it combines solid monetary making plans info along with his tale approximately his personal retirement. He’s candid in regards to the errors he made and the way he’d do issues in a different way with the good thing about hindsight." --Steve Vernon, columnist, CBSMoneyWatch.com “Everyone within the staff this present day may still learn this book!” —Horace B. Deets, former government Director, AARP Award-winning Washington submit retirement columnist Stan Hinden’s bestselling tips on how to Retire chuffed is helping you opt should you can retire now, or no matter if you need to remain at the activity for a couple of extra years. This depended on advisor has been totally up-to-date to handle the stomachchurning concerns created through monetary industry volatility and the industrial recession. Will you've gotten adequate funds for future health care? Do you need—and are you able to afford—a longterm care coverage? How a lot source of revenue can your reductions produce? The 3rd variation of the way to Retire chuffed offers solutions to those questions—plus all-new information regarding: a brand new menu of Medigap policies New concepts for maximizing Social safety source of revenue Making your cash final via an extended retirement practice Hinden’s trustworthy, easy-to-understand recommendation and event a cheerful, healthy retirement for years and years yet to come.
Read or Download How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire, Third Edition PDF
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Additional info for How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire, Third Edition
The system has a double benefit. The meal is always excellent because of Sara’s culinary skills, and that makes me happy. And Sara doesn’t have to deal with the mess, which makes her happy. 15 D ECISION 1 This is the kind of partnership married people should strive for at all stages of their lives. But it’s especially important when they’re both retired. Sara believes that if a couple wants to be happy in retirement, they need to be even more compatible than they were before they retired. ” 16 DECISION 2 Can I afford to retire?
So it was easy to settle up with the IRS. When I retired, I neglected to ask the Post to put tax withholding on my pension check. My Social Security check also did not have withholding. Sara and I later asked for withholding to be put on our pension checks, but we have not gotten around to putting withholding on our Social Security checks. ) Initially, the effect of not having withholding on our Social Security and pension checks was that I had to file quarterly estimated income tax reports with the IRS and my state tax office.
The key question is, will your monthly income be sufficient to cover your monthly expenses? To get started, take a sheet of paper. On one side, list all the items of monthly income that you expect to receive when you retire. Add them up. On the other side of the paper, list all your monthly expenses and add them up. Then compare the numbers to see whether you have enough income to cover your expenses. If you do have enough income, you’re off to a good start. If you don’t, you have two basic choices: you can raise your income or lower your expenses.